AML Analyst

Location: United Kingdom (Hybrid / Office-Based)
Salary: £32,000 – £45,000 per annum, depending on experience, regulatory knowledge, and
demonstrable AML capability.

Build a Career at the Heart of Financial Crime Prevention

Golden Hire is seeking a highly motivated AML Analyst to join our growing compliance and
financial crime team. This is an exciting opportunity for candidates who want to build a long-term
career in regulated financial services, where UK AML regulations, regulatory integrity, and
risk management are taken seriously.
This role is ideal for individuals who are detail-oriented, commercially aware, and committed to
maintaining the highest regulatory standards. Strong knowledge of UK AML legislation and
regulatory expectations is essential for success in this position.

The Role

As an AML Analyst, you will play a critical role in protecting businesses and financial systems
from money laundering, terrorist financing, and financial crime. You will work closely with
compliance managers, MLROs, and wider risk teams to ensure regulatory obligations are met
consistently and accurately.
This is not a box-ticking role. You will be expected to understand regulation, apply
judgement, and demonstrate real compliance competence.

Key Responsibilities

● Conduct Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and
Ongoing Monitoring
● Review and analyse KYC documentation in line with UK regulatory standards
● Identify, investigate, and escalate suspicious activity and high-risk cases
● Support the preparation of Suspicious Activity Reports (SARs) where required
● Monitor transactions and client behaviour for AML red flags
● Ensure compliance with:
○ UK Money Laundering Regulations
○ FCA expectations
○ Risk-based AML frameworks
● Maintain accurate audit trails and regulatory records
● Assist with internal compliance reviews, audits, and regulatory requests
● Stay up to date with changes in UK AML regulation and financial crime guidance

What We’re Looking For

Essential Requirements

● Strong understanding of UK AML regulations and financial crime frameworks
● Knowledge of:
○ AML & CTF principles
○ CDD / EDD processes
○ Risk-based approaches to compliance
● High attention to detail and analytical thinking
● Ability to interpret regulation and apply it in practical scenarios
● Excellent written and verbal communication skills
● Strong ethical judgement and professional integrity

Desirable (but not essential)

● AML or Compliance certification (e.g. AML, CDD, Financial Crime, Compliance)
● Experience in financial services, compliance, banking, fintech, crypto, payments, or
wealth management
● Familiarity with FCA-regulated environments
● Experience handling SARs or exposure to MLRO functions

Why Join Golden Hire?

● Work in a regulation-first environment where compliance is valued, not sidelined
● Clear career progression into:
○ Senior AML Analyst
○ Compliance Officer
○ Financial Crime Manager
○ MLRO pathways
● Exposure to real-world regulatory decision-making
● Support for ongoing professional development and certifications
● Competitive salary with long-term career stability
● Join a business that prioritises credibility, compliance, and professional growth

Important Note for Candidates

This role requires genuine UK AML knowledge. Candidates must be comfortable discussing
UK regulations, explaining AML concepts clearly, and applying compliance frameworks in
practice. This position is suited to individuals who take regulatory responsibility seriously and
want to build a credible compliance career.