Independent Financial Advisor

Job Title: Financial Advisor

Location: Cambridge/Stansted

Basic Salary: Up to £85,000 + Bonus

Hours: Mon – Fri – 9am – 5.30pm – core hours to suit

Please Note: We ask that only candidates who meet the essential skills and experience outlined in this advert, to apply. Applications that do not meet the criteria will not be considered.

About our client and the role:

Swarm Recruitment are pleased to be partnered with an Independent Wealth Management firm to support their recruitment of an experienced Financial Advisor. They specialise in delivering highly personalised financial planning to individuals, families and business owners. The firm is known for its relationship-led approach, taking the time to truly understand clients’ ambitions and provide tailored, long-term advice, underpinned by a strong commitment to integrity, professionalism and exceptional client service.

We are seeking a professional Advisor who delivers a warm, organised and reassuring advisory experience, producing thoughtful and well-reasoned planning outputs and recommendations. The role involves working closely with a Senior Chartered Adviser, supporting an established client portfolio that you will take on and manage independently over time. You will demonstrate advanced judgement, strong technical expertise and professional leadership, while actively contributing to firm growth through client advocacy and the development of meaningful professional relationships. A thorough understanding of, and strict adherence to, all relevant regulatory requirements is essential at all times.

This is an excellent opportunity to join a company who offers a collaborative and highly supportive working environment. You will be based primarily in the Stanstead office but may be required to travel to the Cambridge office, so location is key.

Salary & Benefits:

• Basic Salary: £55,000 – £85,000 DOE
• Discretionary Annual Bonus
• Collaborative and supporting working environment
• 23 days + BH’s
• An extra day off on your Birthday
• Discretionary Christmas office closure
• Support for undertaking professional exams – financial and study support days
• Pension Contribution – 5%
• Private Medical Insurance, Medical Cash Plan, Income Protection – after probation
• Employee Assistant Programme
• Parking
• Monthly team breakfasts

Working Hours & location:

• 9am – 5.30pm – flexibility to work set tailored hours
• Hybrid working: 2 days at home and 3 in the office
• Cambridge and Stansted working location

Essential Experience:

• A Minimum of 5 years’ Advisor, Senior Paraplanner or Assistant Advisor experience Diploma Level 4 in Financial Planning
• Professional, Assured and confident with excellent relationship building skills
• Excellent written and verbal communication skills
• Demonstrated expertise in lifetime cashflow modelling, tax planning, and intergenerational wealth strategies
• Strong technical and investment knowledge
• Strong analytical skills with expertise in financial forecasting.
• Collaborative leadership approach that enhances team cohesion and capability.

Desirable Experience

• Level 6 qualified/Chartered Status, or working towards
• Experience dealing with High Net Worth (HNW) clients

Role Responsibilities:

• Lead client relationships providing clear, reassuring guidance.
• Run planning reviews, onboarding, and complex advice meetings.
• Translate planning outputs into clear insights and long-term perspective.
• Mentor developing advisers through example, communication, and high standards.
• Lead development and interpretation of financial plans, including cash-flow, scenario, and estate analysis.
• Provide expert insight on assumptions, risk, tax, and long-term implications.
• Support intergenerational planning and wealth transfer decisions.
• Ensure plans align with clients’ values and long-term goals.
• Proactively monitor portfolio suitability and flag required changes.
• Collaborate with Advisers, Client Managers, Paraplanners, and Operations to deliver a high-quality client experience.

By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.

Job Types: Full-time, Permanent

Pay: £55,000.00-£85,000.00 per year

Benefits:

• Company pension
• Cycle to work scheme
• Health & wellbeing programme
• On-site parking
• Private medical insurance

Work Location: Hybrid remote in Stansted (Essex, East of England Region)

View the original Indeed job posting for the Independent Financial Advisor at Swarm Recruitment in Stansted.